Mortgage Debt Help, Advocacy, and Mediation
Modification is just the beginning
Let us fight for your right to stay in your home. Law Offices of David M. Schlachter, LLC, is Certified as a Mortgage Foreclosure Mediator and Homeowner Advocate*.
Especially during these tough economic times, we help homeowners facing mortgage debt modify their loans, stay in their homes, and obtain more affordable payment plans.
Keeping homeowners in their homes is vital. During tough economic times homeowners face the important issue of being able to stay in their home. Lenders also face the important issue of being able to own assets that produce income. It is this mutual ground that has started a trend in chancing mortgage foreclosure practice.
Why Hire Us and Not a "consultant" or organization?
Simply: we audit your loan and fight for your legal rights.
Importantly: no commissions, no powers of attorney, and you always can reach us with questions and updates on your case. Additionally, we are certified, and can do things they cannot.
The first thing to know is that the modification process does not put a stay on the foreclosure process. If you cannot obtain a modification before final judgment is issues, your time has run out. We do defend foreclosure and give you plenty of time to obtain a work-out. In this area of the law, the risks and stakes are as great as can be. Homeowners in mortgage debt stands to lose their homes, neighborhoods, children's place at school, and standing in their communities. Losing a home means moving out of a residence, uprooting a family, and trying to find an affordable residence in a location that may not be ideal. Because so much is at risk, homeowners at risk of foreclosure are tempted to turn to the first sign of help. This can be a serious mistake. If the organization or consultant is not properly trained or vested in their cases, homeowners risk losing their homes and communities. Additionally, many of these organizations and consultants take a commission of the benefits, and you will never catch them on the phone. Even pro bono help in this area can be a mistake. If the attorney donating the time is not qualified or vested in the case the homeowner can lose time, money, and the home.
Even if you are merely choking on your mortgage payments, but are still current, we may be able to help you obtain better rates and monthly paymnets. Our firm is certified* and specially trained in mortgage foreclosure defense, advocacy, and mediation, and regulated by the bar and courts of two states. We understand what is at stake, will invest in your case, and fight for your rights. Contact us to find out your legal rights. We do not work on commission, so we pass on all the benefits we obtain to you.
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